How to Choose the Best Mattress Protector

A mattress protector is a fitted sheet-like layer that sits on top of your mattress, acting as a barrier between you and your mattress. Choosing the right mattress protector can help improve your sleep and keep your mattress in top shape so it lasts longer—and can even improve your overall comfort. Explore this guide for tips on choosing the best mattress protector for your sleep style and preferences. 

Why Do I Need a Mattress Protector?

A mattress protector offers a variety of benefits that improve your sleep experience and the overall longevity of your mattress. There are a few key functions of a mattress protector, and knowing what features you need can help you decide which type to choose. Consider these common uses and features: 

  • Protection Against Moisture: Spills, accidents, and sweat can damage your mattress, but a waterproof mattress protector shields your mattress from moisture damage, preventing stains and potential mold growth. 
  • Allergen Blocking: Dust mites are tiny mites that thrive in warm, damp environments—like mattresses—and can trigger allergies and asthma symptoms. An allergen-blocking mattress protector can block dust and mites from getting into your mattress, reducing your exposure and allowing for a more restful sleep. 
  • Improved Comfort: While mattress protectors are designed for protection, mattress toppers and pads crafted with materials like memory foam, gel, or cooling fabrics add a layer of plush support or help regulate your temperature while you sleep. 
  • Extends Your Mattress Lifespan: A mattress protector reduces wear and tear and helps your mattress stay cleaner by blocking dirt, fur, and other debris, which can significantly extend the lifespan of your mattress—saving you money in the long run. 
Bed with mattress, pillow and comforter protectors

Mattress Protector Benefits

The best mattress protector helps provide the right balance of comfort, protection, and functionality—and which one you should choose is based on your individual needs and preferences. Here are some key factors to consider when making your choice: 

Material plays a role in comfort, protection, and temperature regulation. The most popular options include: 

  • Waterproof Materials: Polyurethane (PU) laminate is a common choice for protection against liquid spills or accidents. Look for breathable PU coatings that strike a balance between protection and comfort. 
  • Temperature Regulating Materials: If you tend to sleep hot, look for protectors made with breathable materials like natural cotton, bamboo, or high-tech fibers that help wick away moisture and regulate your sleep temperature. If you’re a cool sleeper and like a little extra warmth at night, a warming mattress pad can help keep you cozy. 
  • Allergen Blockers: Hypoallergenic materials and allergen-blocking fabrics have pores that are too small for dust mites and other allergens to get through, which can help reduce exposure to dander, dust, and allergens. 
  • Padding and Cushioning: Some mattress protectors feature a built-in layer of padding or cushioning—like memory foam, down alternative, gel, or quilting—to create a plusher surface that can help improve your overall sleep experience. 

Protection level requirements depend on your lifestyle and sleep habits. The most common options are: 

  • Waterproof: A moisture-blocking layer is essential for households with children, pets, or anyone concerned about spills or accidents. A waterproof protector shields your mattress from liquids, preventing stains, odors, and even mold growth down the road. 
  • Stain-proof: Even without spills, everyday use can lead to a build-up of sweat, body oils, and dust. A stain-proof protector acts as a barrier to keep your mattress cleaner, longer—and may be especially beneficial for hot sleepers or humid climates. 
  • Allergen-proof: If you suffer from allergies or asthma, an allergen-proof protector helps create a cleaner sleep atmosphere. They feature tightly woven fabrics or special membranes to block dust mites, pet dander, pollen, and other allergens from entering your mattress and irritating your airways at night. 

A good fit is crucial to ensure the protector stays securely in place throughout the night. Look for options with deep pockets that will accommodate your mattress depth to prevent slipping and bunching while you sleep. You can also use a protective cover for your box spring, which is especially useful for blocking dust and allergens. 

Some mattress protectors offer a combination of these features. For example, you might find a protector that's both waterproof and allergen-proof, to meet multiple requirements. Consider your individual needs and choose the features that best suit your needs. 

Mattress Protector Versus Mattress Topper

While mattress protectors and toppers are similar in that they’re placed on top of a mattress, they serve different purposes. Mattress protectors are like fitted sheets that are used to repel spills, dust mites, fur, and dirt. Toppers and pads are thicker and come in various materials including memory foam or down, and are intended for comfort, pressure point relief, or temperature regulation. 

Images comparing a mattress pad and topper

Mattress Protector Material Comparison

Material and construction are both important when selecting your mattress protector. Whether you choose a padded or cushioned mattress topper or opt instead for only a thin protective layer, this comparison chart can help you decide what options best suit your needs. 

Material Details
Polyurethane (PU) laminate
  • Very waterproof against spills
  • Breathable options available
  • May trap heat
  • Vinyl
  • Highly waterproof
  • Traps heat and moisture
  • Noisy
  • Cotton
  • Naturally breathable
  • Soft
  • Quiet
  • Affordable
  • Not fully waterproof
  • TENCEL™ (Lyocell)
  • Excellent breathability
  • Moisture-wicking
  • Eco-friendly
  • Can be more expensive than cotton
  • Bamboo
  • Soft
  • Breathable
  • Natural antibacterial properties
  • Temperature regulating
  • May not be as durable
  • Cooling Gel
  • Cooling properties draw heat away
  • Conforms to body shape for comfort
  • Can be expensive
  • Memory Foam
  • Meant for support, not protection
  • Relieves pressure points
  • Not waterproof
  • May trap heat
  • Wool
  • Moisture-wicking
  • Both insulating and cooling
  • Naturally hypoallergenic
  • May require special laundering
  • Down Fill
  • Breathable
  • Offers support
  • Naturally hypoallergenic
  • Not waterproof
  • Down Alternative Fill
  • Breathable
  • Offers cushioning
  • Down-free option
  • Not waterproof
  • There is no one best mattress protector—you will want to choose a type that best suits your sleep style and preferences. You may decide that a waterproof cover is the best choice, or opt instead for a mattress pad with a bit of cushion for comfort. No matter the option you choose, ensure you’re washing it properly for the best results. Explore our Guides for more bedding tips and tricks.